Terms

Terms of use

Susman Insurance Agency, a California-licensed insurer (License 0B75129), operates this site. The site furnishes educational materials about term life insurance and provides a quotation tool that returns rates based on information you enter.

Price estimates only. The figures presented reflect carrier rates for your chosen rate tier and are informational. They do not constitute an insurance quote, a guaranteed price, or an assurance of coverage. The insurer establishes your actual cost, classification and eligibility during the underwriting review; your final policy document and any changes to it take precedence.

No insurance contract is created here. Entering a quote query, filing an application, or sending a contact request does not establish coverage. Only when an insurance company issues a policy you've formally accepted and paid for does coverage take effect.

Terms and conditions. Offered products, carrier options and pricing differ by location and personal circumstances and are subject to change. California residents see the quotes displayed on this site.

Education only. Content on this website is intended for general information and should not be considered legal, financial, or tax guidance. Seek verification from a qualified professional on any matters relevant to your decision.

External system. The enrollment page runs a third-party secure application system that operates under separate conditions.